Biggest Threats To Your Retirement, Back Injury, SSi Disability, Si Joint Dysfunction, Degenerative Disc Disease, Health Care Expenses

I just spent $5000 on a back injury last few months (my age 58), 4 months of physical therapy, blood tests, MRi, Xrays and multiple doctor appointments. I recently found out I have degenerative disc disease, sacroiliac joint dysfunction and osteoarthritis. I am semi retired (unemployed) and this damage to my spine and Si joint started all of sudden in December of 2012 after years of computer work sitting too much and carrying supplies/walking with a backpack a few blocks to my condo (over the last 6 years I would sometimes walk too far with too heavy of a load). Take care of your back people...I have no health insurance and live overseas given I can't find work in America that pays a living wage and health insurance at my age is so expensive for self/unemployed people. It's a lot cheaper here in Thailand to live, medical care here is much less expensive and the only way I can conserve what remaining savings I have. Looks like I will have this pain and partial disability for the rest of my life, but I hope to recover somewhat and work again somehow (I lost my freelance contract doing photoshop work May of 2012). My relatives back in America don't care and won't help me (but say they "love me"), so I plan to live out the rest of my life here or maybe the Philippines and make it another 4 years to collect a small social security pension (unless I can get disability or SSi). I have been exercising in the swimming pool and trying different massage techniques for over a month now and seeing slight improvement. I want to start another business or work someday again soon, good luck to us all, Paul...

Yahoo Article: 

What Are The Biggest Threats To Your Retirement Income?

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Franklin Graham; God's Truth About Homosexuality Rambling Nonsense on Piers Morgan

This Graham guy trying to tell me what god says is such bullshit and why PM let him ramble on is so offensive. 

The bible should be treated as a history book with some interesting stories not as anything else. People should be taught to think and question instead of having a set of moronic beliefs and superstitions jammed down their throats as the ultimate truth.

http://piersmorgan.blogs.cnn.com/

http://www.cnn.com/video/data/2.0/video/bestoftv/2012/10/16/pmt-franklin-graham-on-homosexuality.cnn.html

Michael Moore is right on: Michael Moore To Piers Morgan talking about Assault Weapons Ban

write to Harry Reid @HarryReid time to ban assault weapons and end the gun show loop hole, the American people have HAD ENOUGH of these mass killings! (per Michael Moore on Peirs Morgan tonight) or go to his website and write him, let Harry Reid know how you feel about gun control: 
http://harryreid.com/ or via twitter: 
https://twitter.com/HarryReid

Pissed Off! Hard Economy for All Ages, Older Isn’t Better ... It’s Brutal

I'm 57 lost a great job in May and know that my life maybe over regarding ever making a decent living wage ever again. I live in Thailand because the medical costs are much better here than America. Now I have a back injury and but am walking ok now, just dealing with rehab, pain and relapses. I cannot sit at a computer for very long any more and pay cash for all my physical therapy and medical bills.
link to the NY Times Story

Judge Jeanine Pirro Mad Dog Rant Journal News Gun Owner Map

If she is SO RIGHT then she can put her money where her big fat mouth is and sue this newspaper or do something constructive instead barking like a mad rabbit dog and spreading more hate and such intense anger in the world. I had to mute the TV multiple times as I could not stomach her beyond extreme rant. Lovers of this breed of hate mongering and this angry hateful propaganda need to think about the psychological affects of getting high on hate and how this affects our society and culture. America has turned into a self righteous society of animals not advanced human beings...Ms Pirro, I think you have serious psychological problems and need to consider some anger management professional help...

To Hell with Apple Stock & Wall Street & stocks like this

I''ve lost 10% of my entire net worth on this 1 stock and will never buy it again. This has been the biggest disaster of my entire life of investing. What I ignorantly thought was a good investment for the long term just turned out to be another hot money momentum manipulated wall street fraud of an investment. The hope I had to be able to survive into my 60's and into my retirement years has been compromised, and only pray I am able to recover some of my huge losses and maintain going forward. To hell with wall street and stocks like this...
http://seekingalpha.com/article/1065831-apple-a-mixed-bag-of-competing-considerations-from-fundamental-to-technical

Two and a Half Men, Whoopi Goldberg The View Is Filth! The Office

Angus talks about doing Acid, Smoking Weed and reading the Bible:

Walmart is Evil

We Miss You Bill Hicks, Freedom & Money

Churches Should Pay Taxes in America

"Or those of us who are born again and have a LIVING TRUE relationship with Jesus the Christ, the Son of the Living God." delusional people, heard all this hocus pocus nonsense as a boy didn't buy it then still don't... 

go talk to some Shia & Sunni Muslims and you guys can argue about who's god is the right one, BLA BLA BLA

Then we can start another WAR and justify it because our HATRED is the correct HATE because we believe in the RIGHT & REAL GOD.

Romney's Replacement, Who will the Republicans Run in 2016?

A Better Trained Monkey

Is Health Insurance a Right? Why did the Republicans lose?

Now with Obama re elected the Affordable Healthcare Act will not be repealed and put on the back burner. I don't see affordable universal health insurance as a Right, I see it as a benefit to being a citizen of a civilized advanced thinking society. We have the resources to accomplish this and you rich people should stop worrying about the damn money (everybody worries about money until death comes knocking and they realize time and health is what's really important) . Those with so much should contribute a little to those who have nothing or very little. What kind of world do we want to live in? A world where bitter rich people hate the lower income people and continue to think they are superior? Or a world where we do the right thing and stop being assholes? 

Why did the Republicans lose? Maybe next time try running a human being with a heart as a candidate, instead of someone who hates 1/2 the country and thinks lower income hard working Americans are all freeloaders.

God I hope Romney loses! I'm Praying Hard!

Death of Apple? iPad Mini Selling Out, Is Apple Is Ripening, Apple Management Changes, Rise of Android vs iOS

After yesterday's big plunge of over 3% and the stock down 8 out of the last 10 days in a row, it's premature to pronounce the death of Apple, we still have not seen a full quarter of iPhone 5 sales and the mini tablet that just came out is the wifi version only, the 3G version won't come out for a few more weeks. All this nonsense about the death of Apple is just that, nonsense; as the big money hedge funds continue to take the stock down in their usual stock manipulation. This may continue for another week or 2 before we see buyers start to come back in anticipating holiday sales and a great next quarterly report end of Jan 2013. Plus we still have new products coming not yet unannounced that could push the stock higher in 2013 such as Apple TV. (this comment in response to the Motley Fool story) Apple closes a wild week: http://www.fool.com/investing/general/2012/11/02/apple-closes-wild-week-3-storylines-for-the-week-a.aspx)

iPad Mini sales: New York's flagship Fifth Avenue location reportedly sold out in just over two hours and reports have surfaced that stores in the U.K., Singapore, Canada and throughout the U.S. are seeing initial inventory vaporize.

Apple is only selling the Wi-Fi version of the 7.9-inch tablet to start, with the 3G variant expected in the next few weeks.

Reports from most corners of the globe indicated relatively few actually queued up to buy the petite Pad, so supply shortages could be due to a number of factors, including the fact that only one version of the slate went on sale Friday, full article here:

http://www.techradar.com/news/mobile-computing/tablets/some-apple-store-stock-of-ipad-mini-selling-out-around-the-globe-1109734

Interesting article about the recent management changes at Apple earlier this week: "With a large base of approximately 60,400 full-time employees, it would be easy to conclude that the departures are not important," said Keith Bachman, analyst with BMO Capital Markets. "However, we do believe the departures are a negative, since we think Mr. Forstall in particular added value to Apple." Few would argue with Forstall's success in leading mobile software iOS and that he deserves a lot of credit for the sale of millions of iPhones and iPads. But despite the success, his style and direction on the software were not without critics, inside and outside. Forstall often clashed with other executives, said a person familiar with him, adding he sometimes tended to over-promise and under-deliver on features. Now, Federighi, Ive and Cue have the opportunity to develop the look, feel and engineering of the all-important software that runs iPhones and iPads. Link: http://gadgets.ndtv.com/mobiles/news/apples-stock-falls-after-tim-cook-shuffles-management-team-286981

Article about the rise of Androic vs iOS: http://www.reuters.com/article/2012/11/02/us-android-share-idUSBRE8A11A820121102, my comment: according to the article: "While Android pulled further ahead of Apple's iOS, its gains have come mainly at the expense of rival operating systems Blackberry and Symbian. Apple's share of the market increased to 14.9 percent during the third quarter, from 13.8 percent a year earlier" Yes Android is doing well with Samsung sales, but Apple still has a very loyal following and we have not seen a full quarter of sales yet on the iPhone 5 until they report in January (and I bet the holiday season will be a blowout quarter for Apple). So I would wait and see what the numbers are at that time before pronouncing the death of Apple.

Article from Seeking Alpha today "Apple Is Ripening & So is the Stock" some good comments from readers like this one "I disagree with the point that Apple has reached it's zenith, communications technology is expanding and growing, as is science and tech in all sectors. In it's last annual report Apple has reiterated it is committed to research and innovation, this is key to innovating current product, new technology and services. As you mentioned Apple is trading at 11times earnings its other funadmentals are excellent, it should be trading currently at about 820 minimum based on all it's solid financials including 121 billion cash in the bank, a low PE ratio ect.. What has been occurring is hedge funds and day traders have been getting as much profit out of the stock before it starts steadily moving towards the price it should be. The price is far undervalued, the market is not always efficient. http://seekingalpha.com/article/974651-apple-is-ripening-and-so-is-its-stock

some good comments from Seeking Alpha article 

Expect Apple To Surge In Coming Months

Apple is a unique stock. It has become a victim of its' own success in that it goes through irrational valuation phases as a trading stock. It is highly followed and therefore in the short term can sometimes be like a hot craps table in Vegas where big money can be made by the astute trader....selling at the right time, then buying on the dip, etc.

I bought at 587 and watched the price go to 705 and now back down to where I bought at. My pulse doesn't even increase. Because I have learned that when a stock goes up for no good reason, expect it to go down again. When a stock goes down for no good reason, expect it to go up again. As Warren said, in the short term votes move the scale, but in the long term value moves the scale.

I invest in Apple and as a partial owner I am proud to have a piece of this business. I find it very amusing the way the shorts and the pessimists opine that AAPL is doomed to follow in the footsteps of MSFT and GE. However a closer comparison shows that the only similarity is being the most valuable company....and after that they end. People often think in terms of months, not years. They often think in terms of what happened before must happen again. Some aspects of history repeat themselves, other times new chapters are written. Technology is in is infancy, and in 20 years tech companies may playa role in the life of people and society that is unexpected and larger than we think. To see AAPL as the company that made the Iphone would be a mistake, because their greatest stroke of genius was a simple unified and pleasingly accessible ecosystem. That is not something that goes out of style because a piece of hardware with better specs enters the market. As Apple builds billion dollar R & D bunkers they must snicker at those that think they are not focused on innovating anymore. Maybe it is better folks think that, because then the innovation will be all the more startling and their competitors will not see it coming. Innovation for the sake of innovation is futile, but innovating when the right need is filled/created and the time is right...that is magic. 

Lest we forget about the cash hoard. That just may come in handy at some point in the future...again, when the time is ripe.

The world market for tech products is not saturated, and I think Apple is in a very enviable position to take an outsized share of those profits.

PS: I am long 100 shares of AAPL

Judge Jeanine Pirro Hate Monger Fox News Ranting Talking Head Shill for the Far Right

Judge jeanine continues her insane rant and extreme bias regarding Obama and blaming him over the deaths in Benghazi. I have lost all respect for this women, Ms. Pirro you have lost your mind...I know Fox is full of bias talking heads shills for the far right, but this Judge Pirro person is now trying to 1 up hate mongers like Ann Coulter, Chick-fil-A Mike Huckabee, Hannity, Rush and Alan West, pathetic. She's really gone over the top, I use to watch her when she discussed the law and the Peterson trial, but I can't listen to her hateful rants... then she puts those poor people on her show that lost loved ones in Benghazi for sympathy and try and legitimize herself, unbelievable.

What was once a show on criminal justice has turned into a hate monger festival, and every week this nut case Judge is pounding the table on this story ad nauseum, she needs to give it a rest. But this is what Fox pays these people to do like Hannity, Huckabee and now add Jeanine Pirro to this group of fanatics. It just makes me crazy to see this junk journalism pass for legitimate news commentary, when it's just far right propaganda mind control non sense and it does nothing for the greater good. Judge Jeanine YOU SUCK!